MoneyWorks
30 Days to Financial Confidence
Listen. I get that you don't have time to mess with your money.
You're busy. You've got a partner, friends, kids, a career.
But you worry there's something you're missing.
- Maybe you're not on the same page with your partner.
- You want to retire someday but have NO idea how much money you'll need or where to save.
- Your kids are WAY more expensive (in time AND money) than you thought they'd be.
- You feel you're making a good income but there never seems to be enough.
- You're sick of feeling like everyone else knows something you don't about investing, and you want a strategy when it comes to how you invest your money.
You may have looked into hiring a professional advisor to help, only to find out that you don't meet their asset minimum requirements.
You may have even interviewed a person or two, but felt like they were trying to sell you a financial product you couldn't understand.
Here's the thing...
IT'S NOT YOU
It's our industry. See, the financial services industry has a vested interest in keeping things confusing. It's how we make billions in fees each year. If we make you feel like you can't understand, we can keep charging these invisible and often exorbitant fees that eat away at your nest egg.
I decided there had to be another way. I have a decade of experience helping clients succeed with their money, and I put everything I learned into this course. Instead of paying a financial advisor thousands of dollars (if you can find someone to work with you at all), you can make the small investment in MoneyWorks and get the knowledge and process to create a full financial plan you can maintain yourself.
With this course, I've done all the heavy lifting so you all you have to do is fill in the blanks along the way. I'll give you the knowledge, coaching, and blueprint to move forward in your financial life with confidence and a holistic plan.
You'll spend 15-30 minutes each day for 30 days watching the lessons, gathering your information, and creating your plan. Once you're on the other side of the program, it'll only take you a few hours a year to maintain your plan, and if you ever decide to seek additional professional financial advice, you'll know EXACTLY what to look for.
Know Where You're Going
Get everything you need to create a solid financial plan for your family. My course provides coaching, tools, and a step-by-step process so you can be confident that your money is working for you.
Objective
No hidden agenda.
My approach puts you first, every time. My only goal is to help you reach yours.
Education-Based
You'll learn everything you need to know. Become empowered to make your own financial decisions.
Automated
Once you establish your financial foundation, it'll take you 15 minutes a week to manage your plan.
If you're someone earning between $80k and $200k annual and want to gain clarity and a plan around your money, this course is for you.
In 8 Modules We Cover:
1
Financial Foundations
Money Mindset
Bucket Approach
Net Worth
2
Debt
Types of Debt
Good vs. Bad Debt
Mortgages
3
Spending Plan
Tracking/Budgeting
Lifestyle Creep
Inflation
4
Savings Plan
Emergency Reserves
Long-Term Savings
Interest
5
Tax
Income Tax
Sales Tax
Filing Your Return
6
Investing
Risk/Return
Mutual Funds/ETFs
Diversification
7
Insurance/Estate Plan
Health/Life
Home/Auto
End-of-Life Essentials
8
Financial Freedom
Retirement Plans
Social Security
Income Streams
I have weekly office hours along with downloadable PDFs and spreadsheets to complete your plan.
You CAN identify as someone who's GREAT with money
How do I know you can help me?
Great question! I'm a CERTIFIED FINANCIAL PLANNER (TM) and have years of experience helping dozens of clients make sense of their money. I've taken that knowledge to figure out what works and what doesn't for middle income Americans, and this course is all those learnings packaged into a digestible, step-by-step process.
That being said, this course guides you along a path, so at the end of the day I'm helping you help yourself. It's the joy of my life to see people succeed with money, so this course is designed with that end in mind.
What kind of a time commitment is this?
You can go at your own pace, but I'd found that if you commit to 15-30 minutes per day for 30 days you can get through the entire thing. Taking action and seeing results FAST makes you more likely to continue to execute on your plan. Each module is broken down into bit-sized lessons to make it easy for you to carve out the time you'll need.
The awesome thing about it is that once you've completed the course it should take you minimal time to maintain your plan, giving you back valuable space for your family or doing things you enjoy.
Who did you design this for? Would I be a good fit?
I designed this course for middle-income American families. 50% of us earn less than $70k annual. 10% earn more than $210k annual. This course is for those of you who are in between.
This course is NOT for you if:
1. You earn over $250k annual income as a household or have over $1.0M net worth. Your stuff starts getting more complicated, and while you could use this course as a baseline, there are different strategies that may apply to you and you will likely want to look into getting 1:1 help.
2. You live outside the United States. So much of what we cover has to do with taxes and laws here in the US, so it's just not helpful for folks who don't fall under that jurisdiction.
3. You want someone to do it all for you. This course gives you a process for managing your own financial plan, so if you want to hand over your money you'll want to hire someone.
4. If your household earns under $70k annual or your primary focus is on debt payoff. What we cover may be frustrating to you because there is a focus on savings, and if you don't have any wiggle room, this likely isn't the best place for you right now.
Can you give me details about the course structure?
The course consists of 8 modules. Each module has 4 short lessons. There are also some bonus materials, but a HUGE pet peeve of mine is when people overcomplicate content so I will never overload you with new lessons.
Each week I'll have an office hour to answer questions. You can ask questions in advance and I'll do my best to get to them during the sessions.
You'll have access to MoneyWorks and office hours for 12 months after purchase.
What's the fine print?
This course is educational in nature. I am not providing specific tax advice, legal advice, or investment advice. Your outcome depends on your effort and personal situation and I cannot guarantee any results.
You are not my personal client. While I can help you with the knowledge you need to develop your financial plan, as well as show you options for financial planning and investments, I am not licensed to give you personalized investment or financial planning advice and this course will not be construed as such.
Education-based, step-by-step process to create your very own financial plan plus a simple 3-part structure to maintain and update it on an ongoing basis. All this without losing control of your money or incurring derailing continuous costs.
Ready to level-up your financial future? Let me empower you to take action!
Laura D. Money